Home Loans and Mortgages

Unless you are buying an entire commercial space or building, we guarantee that you will never make a larger purchase than that of your home. This is normally a 30 year commitment, so when it comes to ensuring that you get the best possible loan on the market, you must do your research and shop around. This will ultimately allow you to make an informed decision. To help you on this journey, we have gone into some detail regarding the aspects you may have to consider. Should you need more information after reading this, please give us a shout right away.

Principal And Interest Payments

We are sure you have seen this terminology pop up everywhere since you started looking for a home loan. Basically what you make a loan repayment the total of the payment pays down a portion of the principal (amount you borrowed) and the interest accrued. Traditionally if you have the ability to make additional repayments on top of the "minimum payment", this can save you a tremendous amount of money in the long run due to interest only being calculated on the current loan balance. To ensure that you get the best possible principal rate, please give our experts at Gold Coast Car Finance a call today. We promise that our finance broker network is able to answer any questions you might have.

Location, Location, Location!

This can be where investors and homebuyers can make or break their finances for the coming years ahead. There are so many things to consider when purchasing a house or apartment, including the current market, pest and building, conveyancing, council conditions, upcoming developments and more. We have a wonderful network at our disposal to be able to assist you with all stages of the property purchase, including buyers agents, real-estate agents, accountants, conveyancing solicitors, building and pest inspectors to name a few. In addition to organising the best available interest rate for your circumstances, let us fill the gaps to your "buying team" and put you in touch with industry specialists who have helped thousands of other people buy their home.

Interest Rates

This has traditionally been the biggest sticking point along with saving up a deposit when it comes to purchasing a home. However at this particular time in the Australian Finance Landscape, interest rates are incredibly low, and there are a lot of incentives for first-home buyers regarding deposits. Investors generally have an option for interest only loans at least for a small amount of time, and again the option to cross collateralise or split a portion of the mortgage into fixed interest, and the other variable. There are so many options available depending on your situation and the lender in question, but rest assured we promise that we will do our best to secure you the best rate out there, and liaise with you at every stage of the process.

The Right Advice

This is an aspect we are sorry to say that many of our competitors let slip since they are so keen on getting the business. The simple fact is that due to the industry being as tight as it currently is and lenders constantly evaluating their lending criteria, it's never been more important to speak to an experienced mortgage broker. Rest assured that when you contact Gold Coast Car Finance, we will be able to connect you with industry experts in the mortgage space. We're only interested in working with brokers who exemplify excellence through their knowledge and attitude towards a superior customer experience. We understand that further down the line it will build our reputation, and clients will be happy to refer to us because they know we give the most honest advice around. See for yourself by calling us today, we're happy to have an obligation free chat about your circumstances .